Why Do I Need an Emergency Fund, and How Much Do I Need?Unemployment. A car accident. A medical emergency. Even the best laid plans can go awry, and the last thing you want to worry about in a time of crisis is how you are going to get by...
Personal Budget Guide For Financial Success A personal budget is a finance plan that allocates future personal income towards expenses, savings and debt repayment. Past spending and personal debt are considered when creating a personal budget. There are several methods and tools available for creating, using and adjusting a personal...
How A California Housewife Raised Her Credit Score From 588 to 781 In Only 90 Days(Los Angeles, CA) – If you’re one of the 170 million Americans suffering from credit problems, or dealing with credit card, student loan, or crushing personal debt - then this will be the most...
What Is A Good Credit Score? What Credit Score Do You Need To Get Approved? Being declined for a new credit card is frustrating. Improve your chances of approval by applying to cards that are suited to your credit score. Here we break down what credit scores are needed to get popular...
Your Credit Score Belongs To You - How to Improve It For FreeMost people know that a lot is riding on their credit report and their credit score, from the interest rates they pay on loans, to their ability to rent an apartment, buy a home or car, and...
Find a Local Mortgage Lender for a Home Loan or Refinance Few purchases that an individual will make within their lifetimes will rival that of buying their first home. When making the move from being a renter to being a homeowner, there are a few things you may want to...
Why Pay Extra Toward Mortgage Principal?There are many reasons why people pay off a mortgage early. They may want to be debt-free, for example. They may want the house paid off before retirement.From a strictly financial point of view, you will want to pay down or pay off the...